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Three things to know when choosing independent living

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As we get older, making plans for our remaining years becomes crucial. There comes a point in retirement when your children have moved out, and perhaps taking care of your home and landscape yourself become difficult tasks.

In such a situation, moving to an independent living community may make a lot of sense.

Such a community is a place for active, healthy seniors who are able to live on their own the chance to do so with some extra amenities such as yard maintenance, housekeeping, security, fitness centers, and more. Most residents in these communities live alone or with their spouse without needing skilled medical support. There are however many important factors to consider when choosing independent living. Here are three key things to be aware of:

  1. Type and cost: Would you want senior housing with people around your same age? Or a retirement community where assisted living can be transitioned into if needed? Cost is another major factor. According to the 2018 Genworth Financial Cost of Care Survey, the average cost of assisted living in Illinois is $4,050 per month. Medicare does not typically cover independent living costs either, so insurance should be accounted for as well.
  2. Location and amenities: Would you want to live in or near your current town? Or venture into an all-new area? What amenities are you interested in or need? Dining, fitness, swimming, transportation and social activities are just some of the features offered by many communities.
  3. Financial concerns and reputation: Should you choose independent living you’ll want to make sure it can be afforded and makes good financial sense. Planning for these costs with your family or an experienced financial advisor would be beneficial. Also, is the community reputable? It’s important to review and seek out testimonials from residents or families who have had experience with an independent living community to give you valuable insights into the benefits, housing types, neighbors, and so forth, to get a good feel of the lifestyle.

These are just a few of the many key factors in researching an independent living community and if its right for you. For more information on this type of living situation, visit our website or call 815-787-6500.

Heritage Woods of DeKalb

2626 N. Annie Glidden Rd

DeKalb, IL 60115