To the Editor:
For many reasons, I feel compelled to take issue with Earl Gable’s Aug. 24 letter about Obamacare (the Affordable Care Act). I believe that someone of my grandfather’s age might have written almost the same letter as Medicare was about to be implemented. I believe Earl is just as unnecessarily concerned now as my grandfather’s peers would have been then.
As a health insurance agent, I am very optimistic about Obamacare. Yes, my income may decrease, but I believe that will be a small price to pay for the benefits that so many Americans will realize. All too often, I hear stories of individuals who are in dire financial straits through no fault of their own because they can’t get health insurance due to pre-existing conditions such as multiple sclerosis, Parkinson’s disease, cerebral palsy, muscular dystrophy, kidney failure, cancer, heart attack, etc.
Yes, the jury is still out on the cost of coverage. Nobody knows what the resolution will be in this regard. But early indications in New York suggest that premiums actually will decrease.
Finally, I think we should be focused on the positive side of Obamacare. Think about the literally millions of individuals who until now could not get health insurance. Think about the young people who can still be on their parents’ policy instead of self-insuring and risking financial disaster. Think about the preventive and wellness care provisions that already are in place. Think about those individuals who won’t have to worry that their insurance will be canceled or that their premiums will go sky high because they became sick. Think about operating restrictions placed on health insurance companies that are forcing them to direct more of our premiums toward paying benefits. Think about the millions in tax credits to small businesses with under 25 employees to help offset the cost of buying health insurance for their employees. Think about the seniors who soon will not have to worry about the “doughnut hole” factor.
Sorry, Earl, I think you are on the wrong side of history.