Over the next year, we will probably see much controversy over the implementation of Obamacare. Health insurance is something that almost every adult has some acquaintance with, and there seem to be glitches aplenty in the legislation.

We’re likely to see or hear less about the operations of the Dodd-Frank financial regulation legislation, passed four months after Obamacare. Most of us don’t work at banks or financial institutions, which will have to grapple with its myriad provisions and the regulations to be issued thereunder.

But Dodd-Frank may produce more problems than it solves. That is the thesis of David Skeel, professor at the University of Pennsylvania Law School, in his new book, “The New Financial Deal: Understanding the Dodd-Frank Act and Its (Unintended) Consequences.”